Overview

Homepage

TANG app’s main features are all accessible on the homepage.

At the top of the screen, users can access their TANG app wallet by clicking on the card displaying their wallet balance. Through the navigation bar on the bottom of the screen, users can choose to send/request remittances from other TANG app users or pay for bills and phone load.

Learn more about how these features work through the sections on the left.

Remittances

① Send money to other TANG app users

Users can send money to other TANG app users in two directions:

  1. From a U.S. user to a Philippines (PH) user and
  2. From a PH user to another PH user.

To best illustrate how TANG app’s money sending process works, meet Anna and Bella, the representatives of TANG app’s typical user base. Anna is a Filipino working professional living in the U.S., and she sends money to her sister Bella every month. Bella lives in the PH and relies on Anna’s remittances for her living costs.

When Anna sends money to Bella on TANG app, the pair enjoys advantages over other remittance methods:

  1. Cost
      Significantly lower fees due to TANG app’s use of blockchain payment rails

  2. Convenience
      Bella receives Anna’s money directly on her phone, rather than in-person at faraway cash-out locations

  3. Time
      Faster transaction speed

Look through the screens below to learn about Anna’s experience in sending money and Bella’s experience receiving money. The same process occurs for sending remittances between users in the PH.

Anna sends money to Bella

Anna selects Bella from the contact list

Anna enters the amount she wants to send and adds a note

Anna confirms the money amount and chooses her payment method

Bella receives Anna’s 50 PHP, held in her TANG app wallet

Bella’s TANG app wallet and transactions list reflect the 50 PHP she received from Anna

② Request money from other TANG app users

Alongside sending money, users can request remittances from other TANG app users. This feature comes in handy when users like Anna forget to send payments to relatives at home.

Bella sends a request to Anna for 50 PHP

Bella selects Anna from the contact list

Bella enters the amount she wants to request

Bella successfully submits her request

Anna receives and fulfills Bella’s request

Anna receives Bella’s request through the Home page

After clicking on the request, Anna is taken to the Send Money confirmation page

In just two button clicks, Anna successfully fulfills Bella’s request

Wallet

The TANG app wallet allows for adding and withdrawing money as needed.

Using the money held in their TANG app wallet, users can remit money, buy phone load, and pay for bills - all without needing to physically make these transactions in cash and in-person, which is the norm in the Philippines today. TANG app as a corporation will not physically hold funds; TANG app works with financial partners on money flows that are compliant with license and regulatory requirements.

The wallet page, shown on the right, displays the user’s balance and allows them to either add money to their wallet or cash out. The screen also displays recent transactions made with the wallet. The user can access their wallet’s unique QR code on the top right, which TANG app plans to use for cash-out agents and in-store payments in the PH.

The screens below, accessible from the wallet page on the right, depict how users can add and withdraw money from their wallet.

① Add money to the TANG app wallet

Choose your payment method (bank account or credit/debit card)

Enter money amount to be added to the wallet

Confirm the transaction’s success on the wallet page

② Withdraw cash from the TANG app wallet

Select cash-out option: bank account, credit/debit card, or cash-out agent

Enter money amount to be withdrawn

Confirm the transaction’s success on the wallet page

Payments: Products & Services

Users can digitally pay for everyday essentials on TANG app by paying with their TANG app wallet balance, their own debit/credit card, or their own bank account. In doing so, TANG app saves users’ time from having to pay for bills and phone load in person with cash.

① Purchase phone load

In the PH, phone load is purchased on-demand on a frequent, regular basis - unlike the typical subscription system used in the U.S. Filipinos will often only buy a few week’s worth of phone load at a time, use up all of the load through texting, gameplay, websurfing, etc., and then purchase more load as needed.

On TANG app, phone load can be purchased instantly for numbers in the PH either by relatives living abroad or by the phone owners themselves in the PH. Load purchases from outside of the PH is supported for 92 countries around the world. When the purchase is made, the recipient receives a confirmation text from their phone provider confirming the load top-up.

To demonstrate TANG app’s phone load purchasing process, meet Anna and Bella, the representatives of TANG app’s typical user base. Anna lives in the U.S. and supports the living costs of Bella, who lives in the PH. The screens below show how Anna can buy load for Bella and how Bella can purchase load for herself.

Anna buys phone load for Bella